There is no lock-in contract.
During our initial meeting, we will determine whether we believe we can provide significant value to you as a client. If so, we will let you know clearly and simply what we would likely recommend, and the effect of this.
If you wish to proceed, our fees are 2% of your retirement savings balance for the first 12 months. After this time, our fee reduces to 1%.
Every year we disclose what you have paid us. You have the choice to sign a new agreement on whether you wish to continue as a client of ours.
Anytime you want, our fee can be switched off and you will cease to be a client.
Anytime we believe that we can’t add value to your situation moving forward, we switch off our fee. If this is the case, we will point you in the right direction to suit your needs. This may be referring you to another adviser, or helping you get set up to handle things on your own.
Written by Ali Hogue.
Dallas Davison, Michael Hogue and Ali Hogue.